For many reasons, including lack of infrastructure and lower income levels, traditional banking is not the norm in many emerging countries. The situation is made worse in remotely located communities by cash and security issues and often high inflation. Because of this, MNOs and financial inclusion organizations are developing convenient e-wallet solutions and delivering fast banking by using local agents. This means they need a device that is inexpensive, easy to use and secure to equip merchants and build their acceptance networks.

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