On a government level, the adoption of robust identification procedures is an important step in the fight against money laundering, crime and terrorism is. High-level legal and regulatory obligations are being imposed on service providers to increase traceability and transparency globally. For example, India is developing a broad biometric program, Aaddhaar, aimed at merchants, institutions and banks as an identification database useable for payment, identification and services. Merchants need a tool that can securely collect a client’s biometric information, connect to a database and process the transaction.

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